All legal disputes or claims arising from or relating to this Agreement, the Platform, or the Platform Content (as defined below), except for legal actions initiated by us to collect or recover damages for, or to obtain injunctions related to, intellectual property ownership or infringement, shall be resolved exclusively through confidential binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Such disputes or claims shall be arbitrated individually and shall not be consolidated in any arbitration with claims or disputes involving any other party. The arbitration proceedings shall take place in Miami, Florida, United States, and shall be governed by the "Governing Law" section below. Each party shall bear fifty percent of the arbitration fees and costs incurred through JAMS, and each party shall be responsible for its own attorneys' fees to the extent permitted by law.

WITH RESPECT TO ALL PERSONS AND ENTITIES, REGARDLESS OF WHETHER THEY HAVE OBTAINED OR USED THE PLATFORM FOR PERSONAL, COMMERCIAL OR OTHER PURPOSES, ALL CLAIMS MUST BE BROUGHT IN THE PARTIES’ INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION OR OTHER REPRESENTATIVE PROCEEDING. THIS WAIVER APPLIES TO CLASS ARBITRATION, AND, UNLESS WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS. YOU AGREE THAT, BY ENTERING INTO THIS AGREEMENT, WE ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION OR OTHER REPRESENTATIVE PROCEEDING OF ANY KIND.

The Platform Content, encompassing content, articles, documents, information, materials, organization, graphics, design, compilation, magnetic translation, digital conversion, and other related aspects of the Platform (collectively referred to as "Platform Content"), is safeguarded under applicable copyrights, trademarks, and other proprietary (including but not limited to intellectual property) rights. Any copying, redistribution, use, or publication of any Platform Content or any portion of the Platform, except as permitted by the "Limited License; Permitted Uses" Section below, is strictly prohibited. Your access to Platform Content does not grant you ownership rights over it. Posting information or materials on the Platform does not waive any rights to such information and materials. Some Platform Content may be the copyrighted work of third parties.

You are granted a non-exclusive, non-transferable, and revocable license:

Under no circumstances may any printout or electronic version of any part of the Platform or Platform Content be utilized by you in any litigation or arbitration matter.

However, the Platform Content may include Documents (as defined in the "Forms, Agreements & Documents" Section below) made available for your use. You may utilize these Documents in accordance with the terms, conditions, and disclaimers specified in the "Forms, Agreements & Documents" Section, this Agreement, and any other terms, agreements, or disclaimers provided on the Platform regarding those forms or templates.

To access certain functionalities of the Platform, you must register for an account (referred to as the "Account") and provide specific information about yourself as prompted by the account registration form. By doing so, you affirm and warrant that: (a) all necessary registration details you provide are truthful and accurate; (b) you will ensure the accuracy of such information. You retain the right to delete your account at any time, for any reason, by reaching out to us at help@lazo.us. Please note that you must be at least 18 years old to establish an Account or utilize the services.

You are accountable for maintaining the confidentiality of your Account login details and bear full responsibility for all activities carried out under your account. You agree to promptly notify Lazo of any unauthorized use or suspected unauthorized use of your account, or any other security breaches. Lazo shall not be held liable for any loss or damage resulting from your failure to adhere to the aforementioned requirements.

Your license for accessing and utilizing the Platform and Platform Content is subject to the following restrictions and prohibitions on usage:

While the Platform and Platform Content address legal matters, they are not designed to and do not constitute legal advice, recommendations, mediation, or counseling under any circumstances. They should not be viewed as a replacement for guidance from qualified legal counsel. The Platform and Platform Content, along with your utilization of them, do not establish an attorney-client relationship, nor does our receipt of any email or electronic communication sent by or for you through or in connection with the Platform.

We do not warrant or guarantee the accuracy, completeness, adequacy, or currency of the information contained in or linked to the Platform. Your reliance on information on the Platform or materials linked to it is entirely at your own risk. As the information provided on the Platform and linked materials is general in nature, you should refrain from acting or relying solely on it without seeking advice from a competent attorney licensed to practice in your jurisdiction for your specific issue.

Additionally, Platform Content may include descriptions of matters in which we successfully represented our clients. However, such Platform Content is not indicative of future results, even in similar circumstances, and does not offer any form of guarantee or assurance of outcome. The information provided herein may not necessarily reflect the viewpoints of our clients.

Certain services are governed by additional provisions available at the links below. These additional provisions are incorporated by reference into these terms. These additional provisions incorporate by reference some of these terms, as stated therein.

CFO Services Terms

Tax Services Terms

Bookkeeping Services Terms

Legal Services Terms

Platform Content may encompass sample forms, checklists, business documents, and legal documents (collectively referred to as "Documents"). All Documents are furnished on a nonexclusive license basis solely for own internal business purposes and use, without any entitlement to relicense, sublicense, distribute, assign, or transfer such license. Documents are provided without any representations or warranties, express or implied, regarding their suitability, legal effect, completeness, timeliness, accuracy, and/or appropriateness.

THE DOCUMENTS ARE PROVIDED "AS IS," "AS AVAILABLE," AND WITH "ALL FAULTS," AND WE AND ANY PROVIDER OF THE DOCUMENTS DISCLAIM ANY WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. The Documents may not be suitable for your specific circumstances. Additionally, state laws may necessitate different or additional provisions to achieve the desired result. It is advisable to seek guidance from legal counsel to ascertain the appropriate legal or business documents required for your specific transactions, as the Documents are solely samples and may not be relevant to a particular situation.

When you procure the use of the Platform, you agree to adhere to the applicable pricing and payment terms outlined on the Platform or as otherwise mutually agreed upon in writing between you and Lazo. Lazo reserves the right to introduce new features for additional fees and charges, or modify fees and charges for existing features at any time at its sole discretion. Any alteration to our pricing or payment terms will take effect in the billing cycle subsequent to the notice of such change provided to you as outlined in this Agreement. Your continued utilization of the relevant services following any price adjustment implies your consent to pay the amended amount.

All fees, inclusive of any applicable taxes and transaction fees, are denominated in U.S. Dollars. Upon purchasing the services, you must furnish a valid credit card, ACH debit card or wire transfer, and you are obligated to promptly update us in case of any changes to your payment information. Recurring fees will automatically renew at the prevailing rates, be automatically debited from your credit card, and will persist until canceled in accordance with this Agreement. We utilize a third-party payment processor, and you must agree to their terms when inputting your payment details, if applicable. By providing your payment details, you authorize us to invoice and charge you for all fees when they become due without additional notice or consent.

Lazo bears no responsibility for any charges or expenses you incur as a result of charges billed by Lazo in accordance with this Agreement. By furnishing a credit card number or other payment method with advance authorization features, you grant Lazo authorization to continue charging the payment method for all charges owed until your account is settled and your services are terminated as per this Agreement.

All payments are nonrefundable, and no refunds or credits are provided for partially used periods in the event of a subscription. However, following any cancellation, your access to the services will remain valid until the end of your paid period, if applicable.

We cannot guarantee that the Platform will be devoid of errors, viruses, or other harmful components, nor can we assure that defects will be rectified. Similarly, we do not guarantee that the information accessible on or through the Platform will be precise, timely, or otherwise dependable. Legal standards evolve continuously, and the provided information may not be comprehensive or accurate in addressing your specific legal concerns. Each legal matter is contingent upon its unique circumstances, and varying jurisdictions may have distinct laws and regulations.

We retain the right, at our discretion, to modify the features, functionality, or content of the Platform at any time. Additionally, we reserve the right to edit or remove any documents, information, or other content featured on the Platform.

Third-party content may be present on the Platform or accessible through links from the Platform. We do not take responsibility for, and accept no liability for, any third-party content. You acknowledge that the information and viewpoints expressed in third-party content solely represent the views of the author and are neither endorsed by us nor do they necessarily align with our beliefs.

TO THE FULLEST EXTENT PERMITTED BY LAW, LAZO (OR OUR SUPPLIERS) SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST DATA, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO THESE AGREEMENT OR YOUR USE OF, OR INABILITY TO USE, THE PLATFORM, EVEN IF LAZO HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOUR ACCESS TO, AND USE OF, THE PLATFORM IS AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE OR COMPUTER SYSTEM OR LOSS OF DATA RESULTING THEREFROM.

TO THE FULLEST EXTENT PERMITTED BY LAW, NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM OR RELATED TO THIS AGREEMENT (FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION), WILL AT ALL TIMES BE LIMITED TO A MAXIMUM OF ONE HUNDRED FIFTY US DOLLARS (U.S. $150). THE EXISTENCE OF MORE THAN ONE CLAIM WILL NOT ENLARGE THIS LIMIT. YOU AGREE THAT OUR SUPPLIERS WILL HAVE NO LIABILITY OF ANY KIND ARISING FROM OR RELATING TO THIS AGREEMENT.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

We reserve the right to investigate complaints or reported violations of this Agreement and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, IP addresses and traffic information.

You agree to indemnify and hold Lazo (along with its officers, employees, and agents) harmless, including costs and attorneys' fees, from any claim or demand made by any third party due to or arising out of (a) your use of Lazo services, (b) your violation of these Agreement, (c) your violation of applicable laws or regulations, (d) the nature and content of all of your content processed by the Platform, and (e) your violation of any third-party right. Lazo reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Lazo. Lazo will make reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it.

You hereby release and forever discharge Lazo (including our officers, employees, agents, successors, and assigns) from, and hereby waive and relinquish, each and every past, present, and future dispute, claim, controversy, demand, right, obligation, liability, action, and cause of action of every kind and nature (including personal injuries, death, and property damage), that has arisen or arises directly or indirectly out of, or that relates directly or indirectly to, the services or Platform use.

IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE CALIFORNIA CIVIL CODE SECTION 1542 IN CONNECTION WITH THE FOREGOING, WHICH STATES: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.”

We reserve the right, and you authorize us, to the use and assignment of all information regarding Platform uses by you and all information provided by you in any manner consistent with our Privacy Policy. Our Privacy Policy, as it may change from time to time, is a part of this Agreement.

This Agreement is subject to occasional revision, and in the event of any substantial changes, we may notify you by sending an email to the last email address you provided to us (if any) and/or by prominently posting notice of the changes on our services. It is your responsibility to ensure that we have your most current email address. If the last email address you provided is invalid or incapable of receiving the described notice, our dispatch of the email containing such notice will still constitute effective notice of the changes outlined.

Any modifications to these Terms will be effective upon the earlier of 10 calendar days following our dispatch of an email notice to you (if applicable) or 10 calendar days following our posting of notice of the changes on our services. These changes will take immediate effect for new users of our Platform. Your continued use of our Platform after being notified of such changes will signify your acknowledgment of the changes and agreement to abide by the terms and conditions thereof.

We hold a deep respect for the intellectual property rights of others, and we kindly request that you do the same. If you believe that your work has been used in a manner that constitutes copyright infringement, please provide our Customer Success Team with the following details:

You can reach our Customer Success Team by sending an email to help@lazo.us.

You agree that (i) the Platform shall be deemed solely based in Florida and (ii) the Platform shall be deemed a passive one that does not give rise to personal jurisdiction over us, either specific or general, in jurisdictions other than Florida. This Agreement shall be governed by the internal substantive laws of the State of Florida, without respect to its conflict of laws principles. The parties acknowledge that this Agreement evidences a transaction involving interstate commerce. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. You agree to submit to the personal jurisdiction of the federal and state courts located in Miami, Florida, for any actions for which we retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a our copyrights, trademarks, trade secrets, patents or other intellectual property or proprietary rights, as set forth in the Arbitration provision below, including any provisional relief required to prevent irreparable harm. You agree that Miami, Florida, is the proper forum for any appeals of an arbitration award or for trial court proceedings in the event that the arbitration provision below is found to be unenforceable.

To the fullest extent permitted by law, any legal action brought by you concerning the Platform or Platform Content must be initiated within one (1) year after the cause of action arose, or it will be forever waived and barred. All actions are subject to the limitations outlined in this Agreement.

The language used in this Agreement shall be interpreted in a manner that reflects its fair meaning and is not strictly biased for or against any party. Any rule of interpretation suggesting that ambiguities should be resolved against the party drafting the agreement shall not apply to the interpretation of this Agreement.

The headings in this Agreement are provided for convenience only and do not impact the interpretation of any provision or affect the rights or obligations of the parties.

If any part of this Agreement is deemed invalid or unenforceable, that portion will be interpreted to the fullest extent consistent with applicable law, and the remaining provisions will remain valid and enforceable.

In the event of any conflict or inconsistency between anything associated with the Platform or Platform Content and this Agreement, this Agreement will take precedence.

Failure to enforce any provision of this Agreement does not constitute a waiver of such provision or the right to enforce it. Our rights under this Agreement will survive any termination of this Agreement.

If any provision of this Agreement or of the Platform is deemed wholly or partly invalid or unenforceable by a court or other government body of competent jurisdiction, the following shall apply:

Lazon Fintech Inc.
Address: 7901 4th St N # 14663
St. Petersburg, FL 33702
Phone number: +1 786 589 2236
Fax Nº+1 (239) 230-9135
Email: help@lazo.us